What to Do in Order to Avoid Internet Fraud

The internet is one inventions of the 20th century that are highly welcomed and embraced by many people across the globe. There is nothing that can...


The internet is one inventions of the 20th century that are highly welcomed and embraced by many people across the globe. There is nothing that cannot be done via the internet today. Despite the convenience and all the benefits the internet brought, it also brought about a new means of committing crime. Cyber crime is a new terminology referring to crime committed over the internet. Many people have been duped over the internet. There are a lot of criminal activities and money laundering done over the internet today. So, if you are shopping or making use of the internet for one thing or the other over the internet, it is important that you be wary of cyber crime. There are ways through which you can avoid internet fraud. Here are tips for avoiding internet crime.

Know the person you are dealing with

Whatever you are doing over the internet whether you are shopping, filling a form or registering for anything, it is advisable that you know the offline address of the business, person or institution you are dealing with. With improvement in mobile and internet technologies, it is very difficult to know the location of your caller. Criminal can easily hide their identity when calling people they want to prey on. So, know the offline address of the people you are dealing. Also take time to research about the company. Read their reviews to find out what people who have used the site before are saying about them.

Know that sending cash and wiring money are similar

If you are doing anything online, you should very careful especially when it comes to sending money. You should not avoid wiring money to sellers or service providers insisting on wire transfer, stranger and any person claiming to be your relative or family member. It is impossible to reverse any money wire transfer transaction or trace the money. So, if you wire money, it is like giving cash to a person. Once the transfer is approved, the money has left your account and will not be returned unless the receiver refund you.

Read your account statements on monthly basis

Most people do not check their monthly balances to see f there are transaction and debits authorized by them. If you are transacting via the internet, you should be assessing your account statements on monthly basis. Internet fraud start can obtain information of your account even without you knowing and then use the information to commit crime in your name. It is also possible for them to run up charges in your account illegally. Some unreliable sellers and service providers online do bill their clients for certain services without their approval. If you are billed for monthly membership, newsletters and the likes, then you have to contact your bank, creditor or card issuer.

Give to only popular and established charities

There are many charities today. But they are not the same in their reliability. Some charities especially newly established ones are simply fraudulent. They create websites and ask for donations from people especially after a disaster just to enrich themselves.

Buy from licensed sellers

In internet transaction, you only assess product from its photos and description given by the seller as well from the reviews. But you are not seeing the product. It may not actually as exactly as it is described. It may be a knocked off product. The best way to avoid that is to buy from a licensed sellers and sellers registers with professional organization.

Be wary of low risk high return online investment

Stay away from low risk high return online investment opportunity. You may come across impressive ads about such investments. You should stay away from such investment opportunities. In most cases, they are fraudulent. If you want to give it a trial, start with small amount of money.

With the above tips, you will avoid internet crime. 

How to Shop Online


The internet is a world of its own. Today, virtually, everything can be done through the internet. There is nothing that you cannot buy online. Many people today are shopping through the internet because of the convenience it provides. Besides, items are sold at more affordable prices in the internet. This is because it is cheaper to run a business via the internet than to run it offline. Online businesses cut cost on a lot of things such as shop rent and utility bills. These bills are not paid online. This is why online businesses reduce the cost of their items and offer different kinds of bonuses to online shoppers. However, there is always another side to every coin. There are a lot of fraudulent websites and so, you can easily be duped online. Besides, there is the probability of getting wrong order. If you have not started shopping online or internet shopping is yet to become popular in your location, the tips given here will be of help to you.


Know the location as well as the contact details of the seller

The internet is a global market. There are many sellers from different parts of the world. But they are not of the same reputation. Some are more reputable than others. There are some companies that have established reputation already but there are others that are just beginning. Besides, some businesses do not honor orders from all parts of the world. So, it is important that you know the location and contact details of the retailer you want to shop from. Knowing the retailer as well as its headquarters will enable you to determine the credibility and authenticity of the business.


Take time to research on the reputation of the company

As it is mentioned above, the internet provides a veritable platform for fraud stars to perpetrate their evil acts. It is not every online business that is reliable. So, before you place your order, you should take time to research on the reliability of the company. A company may be authentic but not reliable. So, finding the contact details of a company is not enough to trust the company. You have to also ensure that the company is honest and reliable in their dealings with their clients. So, make sure that you are dealing with a reliable company. You can find out the reputation of a company by reading comments of other consumers in online forums. You can also read consumers reviews of their dealings with the company. The information you obtain about the company from these reviews will help you to find out about the company.


Check the payment methods as well as the return policy

Every site has its accepted payment method(s). So before you place any order, you have to find what the acceptable payment method of the business is. You can only place order from a business that accepts payment through any of the means you can use. If you cannot make use of the company's payment method, then you should consider using another business's services. Another thing that you should find out is the return policy of the online business you want to shop from. Some online businesses refund consumers that have problem or complaints with their orders. However, most businesses have requirements guiding that. So, it is important that you find out what the return policy of a business is before you place your order. If you are happy with the policy, you can now place your order.


Make payment through a secure website

If you are making payment via the site, you should ensure that the website has secure payment site. If you are making payment with credit card, ensure that the the credit card has online fraud protection.